Life Card: Learn How to Apply With a Clear Step-by-Step

Welcome to your guide for applying for the Life Card

Here, we’ll provide a straightforward, step-by-step process for successfully applying for and managing your Life Card. 


From application benefits, we’ve got you covered. Let’s get started!

Understanding the Life Card

Introducing the Life Card, a credit card with various features and benefits to enhance your financial lifestyle. 

Here are some of the key features and benefits:

  • Cashback Rewards: Earn cashback on purchases, helping you save money with every swipe.
  • Travel Benefits: Enjoy travel perks like airport lounge access and travel insurance.
  • Zero Annual Fee: No annual fee for the first year, making it cost-effective to use.
  • Flexible Payment Options: Choose various payment options to suit your financial needs.
  • Security Features: Advanced security measures to protect against fraud and unauthorized transactions.
  • Reward Points: Earn reward points for every purchase, redeemable for various rewards.
  • Interest-Free Period: Benefit from an interest-free period on purchases if the entire balance is paid on time.
  • Online Account Management: Easily manage your account online, check balances, and make payments.
  • Additional Cards: Option to get extra cards for family members, with shared benefits.
  • Customer Support: Access to dedicated customer support for any queries or assistance.

Life Card: Learn How to Apply With a Clear Step-by-Step

Eligibility Criteria for Applicants

Before applying for the Life Card, knowing if you meet the eligibility criteria is important. Here are the essential requirements:

  • Age Requirement: Applicants must be at least 18 years old.
  • Income Criteria: Minimum annual income requirement, varying by country or region.
  • Credit Score: A good credit score is typically required for approval.
  • Residency Status: Some cards may require applicants to be permanent residents or citizens.
  • Employment Status: Some cards may require applicants to be employed or have a stable source of income.

Step-by-Step Guide to Applying

Follow this step-by-step guide to complete your application smoothly:

  1. Visit the Official Website: Go to the Life Card website and navigate to the application page.
  2. Fill Out the Application Form: Provide your personal information, including name, address, and contact details.
  3. Income and Employment Details: Enter your annual income and employment status.
  4. Submit Required Documents: Upload copies of your identification, proof of income, and other requested documents.
  5. Review and Submit: Double-check your application for accuracy and submit it for review.
  6. Wait for Approval: Wait for the bank to review your application and notify you of their decision.
  7. Receive Your Card: Once approved, your card will be sent to you by mail.

Required Documents for Application

Before applying for the Life Card, make sure you have the following documents ready to complete your application process smoothly:

  • Identification Documents: Provide a copy of your identification card, passport, or government-issued ID.
  • Proof of Income: Submit documents such as pay stubs, tax returns, or bank statements to verify your income.
  • Address Verification: Provide a utility bill, rental agreement, or other documents that verify your residential address.
  • Additional Documents: The issuer may require additional documents like employment verification or credit history.

Application Review Process

When you submit your application for the Life Card, it undergoes a thorough review process. Here’s what you can expect during the application review:

  • Timeline: Your application will be processed within a specified timeframe.
  • Status Check: You can check the status of your application online or by contacting customer service.
  • Rejection Reasons: Common reasons for application rejection include insufficient credit history or inaccurate information.
  • Resubmission: If your application is rejected, you may be able to correct errors and resubmit.
  • Approval Notification: Once approved, you will receive a notification, and your card will be sent to you by mail.

What to Do If Your Life Card Application Is Rejected

If your application for the Life Card is rejected, don’t worry. Here’s what you can do next:

  • Review Rejection Reasons: Understand why your application was rejected to address any issues.
  • Correct Errors: Correct any errors in your application and resubmit if possible.
  • Build Credit: Work on building your credit history to improve your chances in the future.
  • Consider Other Options: Explore other credit card options that suit your financial situation better.
  • Contact Customer Support: Contact customer support for guidance on the next steps or alternative solutions.

Life Card: Learn How to Apply With a Clear Step-by-Step

Managing Your Life Card

Managing your Life Card is simple and convenient. Here are some key aspects to consider:

  • Activation: Activate your card once it arrives by following the instructions provided.
  • Online Banking: Set up online banking to manage your account, check balances, and make payments.
  • Credit Limit: Understand your credit limit and how it affects your spending.
  • Payment Options: Choose from various options to make timely and avoid fees.
  • Customer Support: Contact customer support for assistance managing your card or resolving issues.

Using Your Life Card Wisely

Using your Life Card wisely maximizes its benefits and avoids pitfalls. Here are some tips for responsible card usage:

  • Payment Responsibility: Ensure you can afford purchases before making them.
  • Interest Awareness: Be mindful of interest rates and how they affect your balance.
  • Debt Management: Avoid accruing high-interest debt by paying your balance in full each month.
  • Rewards Utilization: Take advantage of the rewards and benefits offered by your card.
  • Financial Planning: Use your card for financial planning and budgeting.

Contact Information

If you need assistance or have inquiries regarding the Life Card, we’re here to help. Below are the various contact options available to reach us:

  • Information Center: You can reach their Information Center by calling 03-6840-3232 during reception hours, 9:30 to 17:30.
  • Automated Voice Service: Our automated voice service is available 24/7, 365 days a year, and can assist anytime.
  • Chat or Email: If the telephone line is busy, you can also contact them via chat or email for assistance from a dedicated operator.

Please note that they are closed on Saturdays, Sundays, and holidays from January 1st to March 1st.

Summing It Up

Applying for the Life Card can be straightforward, with the correct information at your fingertips. 

You can navigate the application process confidently and efficiently by following the step-by-step guide. 

Remember to manage your card responsibly to maximize its benefits and rewards.


The information provided in this article is for informational purposes only. 

For the latest Life Card application process and features information, visit the official website or contact customer service.