Japan Airlines offers several types of JAL Cards that reward you with miles and travel benefits. These cards are available in mileage-only and credit card options. Applying online is simple if you meet the basic requirements.
This article will guide you through the application process and give you key details about features, fees, and support.
Understanding the Types of JAL Cards
There are three main categories of JAL Cards. Each one serves a different type of user depending on travel frequency and credit needs. Before you apply, it’s important to understand what each card offers. That helps you avoid choosing the wrong one.
JAL Mileage Bank (JMB) Card
The JMB Card is a basic JAL Mileage Bank program membership card. It includes mileage accumulation and the JAL Touch & Go service. You can also use it as WAON electronic money for shopping.
This version has no credit card features, so there is no credit screening involved. It’s suitable for beginners or travelers who want to earn miles without using a credit card. There is no annual fee.
JALCARD (Credit + Mileage Function)
JALCARD combines credit functionality with mileage benefits. It includes shopping mileage, bonus miles, and the Touch & Go feature.
You can choose from multiple card types, such as JALCARD Regular, Club-A, and Gold. Depending on the card, annual fees range from ¥2,200 to ¥17,600.
The card also includes travel insurance and other frequent flyer perks. Approval requires income verification and credit screening.
JMB Partner Cards
These are issued in partnership with brands like AEON, Saison, and LAWSON. They offer mileage accumulation, credit function, and partner-specific services. Features vary based on the issuing company.
Some include electronic money options, while others focus on retail perks. These cards are ideal if you want brand-specific benefits with your JAL miles. Eligibility and annual fees vary.
Who Is Eligible to Apply Online
Before starting the online application, make sure you meet the eligibility criteria.
Basic Requirements
You need to meet a few basic qualifications before applying for a JAL Card online. These requirements ensure the card is issued only to eligible applicants.
- Must be at least 18 years old, excluding high school students.
- Must have residency in Japan.
- For credit cards, a stable income is required.
- Students may apply with a guardian or income sponsor.
- Non-Japanese residents need a valid residence status and a government-issued ID.
- Specific cards may have additional conditions; check the individual card pages.
Step-by-Step Online Application Process
Applying for a JAL Card online is straightforward. You choose your card, complete the form, submit identification, and wait for screening. Let’s go through the process step by step so you can prepare everything in advance.
Choose Your Card Type
Visit the JALCARD website and browse the available options. Read about the benefits, annual fees, and required documents. Then, choose the card that fits your lifestyle.
You can also compare mileage rates and bonus offers. JMB-only cards do not require income documents. If you’re unsure, JAL offers a comparison tool.
Fill Out the Online Application Form
Provide your full name, address, and contact information. Include employment status, income level, and ID details. Select your desired card design and WAON feature if available.
Please complete all fields accurately. You must also create or log in to your JMB account. Double-check the form before proceeding to the next step.
Submit Identity Verification
Upload one or more valid IDs like a residence card or driver’s license. The document must be clear and unexpired. If applying for a partner card, follow their specific instructions.
Your application may be delayed if documents are unclear. Japanese-language documents are preferred. Make sure the name matches your application form.
Review and Submit
Please review all the information entered in the form, agree to the card issuer’s terms and conditions, apply, and wait for email confirmation.
Most results arrive within 1–2 weeks. If additional documents are needed, you’ll be contacted. Keep your phone and email active for updates.
Wait for Card Delivery
If approved, your card will be mailed to your registered address. Delivery usually takes 2–3 weeks from approval. Credit cards may arrive separately from the welcome kit.
Keep the envelope and all enclosed documents. Once the card is activated, you can start earning miles. For WAON-enabled cards, activation instructions are included.
Key Features and Benefits to Know
JAL Cards go beyond simple travel perks. They offer financial tools and daily rewards for frequent flyers and shoppers alike. Let’s look at the main features you can expect from these cards.
Mileage Function
All JAL Cards allow you to earn miles on flights and daily purchases. Miles can be used to book tickets, upgrades, or buy items from JAL partners. Some cards have higher mile rates for JAL flights.
Bonus miles are also awarded during sign-up or promotions. Unless you have elite status, miles have expiration periods. You can track mileage online.
JAL Touch & Go Service
This feature lets you board domestic JAL flights using your card. If you check in online, you don’t need a paper ticket, which saves time at the airport and speeds up security.
You just touch the card at the gate scanner. This is included in all card types. Great for regular domestic flyers.
WAON E-Money Option
Some JAL Cards come with WAON functionality. WAON is a prepaid e-money system usable at convenience stores and supermarkets.
You load the card and tap to pay at supported terminals. This adds daily use value to your card. It can be used even if your credit function is not active. Miles may also be earned on WAON usage.
Shopping Mileage and Bonus Points
JALCARD holders earn extra miles when shopping at JAL and affiliated stores. Promotions give bonus miles during campaigns or partner deals. Points accumulate faster than basic JMB Cards.
Higher-tier cards may have extra shopping categories. You can also earn miles when paying bills or subscriptions. Check monthly statements for mileage updates.
Fees, Charges, and Interest Rates
Before applying, know the cost structure. JAL Cards have different annual fees and interest rates depending on the type and issuer. Below are the basic costs to keep in mind.
Annual Fees
- JMB Card: Free
- JALCARD Regular: ¥2,200/year
- JALCARD Club-A: ¥11,000/year
- JALCARD Club-A Gold: ¥17,600/year
Partner cards may have different fee structures.
Interest Rates
- Shopping Installments: Approx. 15% to 18% APR
- Cash Advances: Up to 18% APR
- Foreign Transactions: Around 1.6% to 2.0% per purchase
These vary by issuer. Read the disclosure before accepting the terms.
Disclaimers: Card approval depends on credit screening and eligibility requirements. Terms, features, and promotions may change without prior notice or may be limited to Japanese-language users.
Customer Support and Contact Info
If you need help, JAL offers customer support in Japanese. Partner card support should be directed to their issuers. Here are the main contact details.
- JALCARD Customer Center: 0120-747-907 (Weekdays 9:00–17:00)
- JAL Mileage Bank Site: https://www.jal.co.jp/jp/en/jmb/
- Partner Card Inquiries: Contact AEON, Saison, or Lawson support
Always have your card number and ID ready when calling.
Ready to Fly with JAL: Final Thoughts
Choosing the right JAL Card gives you access to travel perks and smart payment options. Whether you prefer a mileage-only card or a full credit option, there’s a JAL Card that fits your needs.
Applying online is easy if you follow the steps and prepare your documents. Make sure to compare options carefully and use the card actively to maximize rewards.
