If you frequently shop or dine at Lumine stores, getting a Lumine Credit Card could save you money and give you access to special perks.
This guide walks you through the application process, what benefits you get, and other important details. You’ll also learn how to earn points and manage your card effectively. Everything here is written simply so you can apply it confidently.
Eligibility and Basic Requirements
Before you apply, you need to make sure you meet the basic requirements. These are important to avoid application rejection. Most conditions apply to both Japanese and foreign residents in Japan. Some may vary based on the card type you choose.
- You must be at least 18 years old and not a high school student.
- You must live in Japan and have a stable income.
- If you’re a student, you can apply with a guardian or sponsor.
- Foreign residents must present a valid residence card and official ID.
- Some cards require additional documents, so review the conditions.
- Double-check your application to ensure accuracy and completeness.
How to Apply for the Lumine Card?
The Lumine Credit Card can be applied for in-store or online. Both methods are quick, and you can finish the process in under 15 minutes. Choose the one that fits your schedule best. Have your documents ready either way.
- Visit the official Lumine Card website and follow the online application form.
- Select your desired card type, input your details, and upload ID verification.
- To apply in-store, go to a Lumine location and ask for help at the service counter.
- Bring your valid ID, residence card (if needed), and your full address and contact info.
- After submitting your form, your application goes through a credit screening process.
- Once approved, your Lumine Card will be delivered to you by mail in a few business days.
Where You Can Use Your Lumine Card?
You can use your Lumine Card at various shopping centers in Japan. These include popular areas across Tokyo and other cities. It’s also accepted at Lumine’s online store. Your purchases qualify for immediate savings.
- Use your Lumine Card at Omiya, Ikebukuro, Yurakucho, Shinjuku, Lumine Est, iLumine, Tachikawa, Machida, Ogikubo, and Kawagoe.
- Additional valid locations include Ofuna Lumine Wing, Newman Shinjuku, and Newman Yokohama.
- Get a 5% discount automatically on purchases when using the card.
- During sales, receive an extra 5% off on top of the regular discounts.
- Use your card regularly to get the most value from these offers.
- You can link your card with Lumine apps for smoother rewards tracking and use.
Top Benefits of the Lumine Card
Owning a Lumine Credit Card isn’t just about payments but convenience and value. You’ll enjoy regular savings and extra rewards. The card is also helpful for daily shopping and lifestyle services. Here’s what makes it valuable:
- You automatically get a 5% discount when using the card at eligible Lumine stores.
- You get access to bonus discounts during special promotions or sale seasons.
- You can link your card to the One Lumine app and earn Lumine miles.
- These miles can be redeemed at Newman stores or online at iLumine.
- You can use the card for gourmet food, beauty, travel, and even childcare services.
- One card covers a variety of your daily and occasional needs efficiently.
JRE POINT Program Explained
The JRE POINT system is a reward program linked to JR East services. It lets you collect points every time you spend.
These points are easy to earn and redeem, which makes the program beginner-friendly. You can earn and use them both online and in stores.
When you use your Lumine Card or charge your Suica card, you accumulate JRE POINTS. You can redeem these for Lumine gift certificates or store credits.
JR East Group operates the system, so it integrates smoothly with their train and retail services. To maximize benefits, always register your card to the program. Track your points using the official JRE POINT website. It’s a simple way to make every purchase count.
Lumine Card Interest Rates and Fees
Understanding the cost of owning the card is essential. You should know what you’ll pay if you carry a balance or use the card for cash advances. The fees are standard but worth noting to avoid surprises.
The annual fee is ¥524 (including tax). Some offers may waive this fee for the first year. The interest rate for revolving payments is 15.0% per year, and the rate for cash advances is about 18.0% per year.
Late payments may result in penalty fees, and credit limits depend on your approval result. Avoid carrying balances to reduce extra charges. Always read your card agreement for the full breakdown.
Disclaimer: Card approval is based on credit screening and terms may change without prior notice. Some services are only in Japanese, and promotions or benefits may end at any time.
Customer Support Information
Getting help when needed is simple. The Lumine support team can help with lost cards or application issues. They have dedicated contact numbers for specific concerns. Save these numbers for quick access.
If you need general support, call 03-6685-9000 (9:00 to 20:00, year-round). This number connects you to the Lumine Card Exclusive Dial. For lost or stolen cards, call 03-6685-4800, available 24 hours a day, 365 days a year.
You can ask about your card usage, billing, or any problems during application. Support staff usually speak Japanese, so non-Japanese speakers should have help ready. Always have your card or application number on hand when calling.
Company Background and Contact Address
Lumine is operated under LUMINE Co., Ltd., part of the East Japan Railway Company. Their operations are headquartered in Tokyo. They offer shopping, dining, and lifestyle services across Japan.
Office address: 10F, 2-2-2 Yoyogi, Shibuya-ku, Tokyo 151-0053, Japan. This is their main contact and administrative base. If you need to send documents or reach them by post, use this address.
Most customer interactions are handled through phone or online. You won’t need to visit the office for basic card inquiries. Always use official sources for updates or changes.
Final Thoughts: Make the Most of Your Lumine Card
The Lumine Credit Card offers more than just payment options—it offers savings, points, and convenience. The card makes sense if you shop at Lumine or use JR East services often.
The application is simple, and the benefits are clear. Follow the steps and enjoy the extra value with every swipe.
